St. Petersburg · Pinellas County
St. Petersburg motorcycle accident lawyer.
Riders get treated differently by insurers, and Florida's no-fault rules do not work the same way on two wheels. Here is what matters after a St. Petersburg motorcycle crash.
Kovar Law Group · St. Petersburg, Florida · 727-827-7777
Does Florida PIP cover a motorcycle crash?
Motorcycles are not covered by Florida's Personal Injury Protection requirement, so riders usually do not have the automatic medical coverage that car drivers do. That means health insurance, MedPay if the policy carries it, or a claim against the at-fault driver often has to carry the medical bills. Sorting out which coverage pays first is one of the first things worth reviewing.
Does not wearing a helmet hurt my claim?
Florida allows some riders over 21 with qualifying medical coverage to ride without a helmet, so riding without one is not automatically illegal. Insurers still raise it to argue your injuries were worse than they had to be, particularly with head injuries. It is a fact question about causation, not an automatic bar to recovery.
What if the driver says they never saw me?
Left-turn and failure-to-yield collisions are the most common way riders get hurt, and 'I never saw the motorcycle' is not a defense. Intersection camera footage, nearby business video, witness statements, and the physical damage pattern all help establish what actually happened. That evidence gets harder to obtain every week that passes.
How long do I have to bring a motorcycle claim?
Florida's filing deadline for negligence claims was shortened by the 2023 tort reform legislation, and the window that applies depends on your date of injury and the type of claim. Claims involving a government vehicle or property carry separate, much shorter notice requirements. Confirm your exact deadline with an attorney rather than assuming you have years.
What does a motorcycle accident lawyer cost?
These cases are typically handled on a contingency fee, so there is no attorney fee up front and the fee comes out of any recovery. Florida Bar rules regulate contingency percentages, and the rate plus how case costs are handled must be set out in a written fee agreement. The initial case review is free.
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Jay Kovar · Founder